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Education

Oct 18 2019

E-Scooters

By now you’ve probably seen them parked downtown, or while on vacation, waiting to be rented for an hour or two of fun. They seem to be taking the place of bicycles for rent that were popular just a few years ago.
But … are they safe, and even more important, are you protected in the event of an accident? The answers may surprise you.

One needs to only be 18 years old to rent an E-Scooter. The E-Scooter App includes a “waiver” of liability that one agrees to when renting the E-Scooter. Even though the scooter company likely carries liability insurance, the “waiver” pretty much absolves the scooter company of any liability, absent a defect in the scooter itself. Such a defect could be the result of faulty manufacture or maintenance. But how would you prove such a defect. Would you be able to pick out “your” scooter from a group? Absent something so obvious, the Scooter would most likely have been ridden by dozens, if not hundreds, of subsequent renters (thereby altering the condition of the scooter) before you even put the company on notice.

Moreover, Arizona Law does not require that an E-Scooter rider wear a helmet, thereby potentially increasing the risk of serious injury in an accident. What if, while renting a scooter, you cause injury to yourself or someone else? What if, you’re injured by someone riding such a scooter?

Sadly, you may have no coverage. The scooter company’s liability coverage will not likely extend to such situations (remember the waiver?). Someone’s automobile insurance usually does not extend to cover their insured while riding an E-Scooter, which is not considered a “motor vehicle.” In fact, many policies specifically exclude such coverage. Someone’s homeowners or renters insurance will not cover such situations. Your UM (uninsured motorist) will likely exclude coverage for E-Scooters since the law does not require the E-Scooter rider to have liability insurance and an E-Scooter is not necessarily considered a “motor vehicle.”

Some auto insurance carriers do offer umbrella policies that extend to recreational vehicles that could include an E-Scooter. For most of us, our only recourse would be to our health insurance, or to personally pursue a negligent claim against an E-Scooter driver.

The bottom line … think long and hard before you rent an E-Scooter, and be on your guard when around other E-Scooter riders.

Written by Samuel P. Moeller · Categorized: Education

Jun 30 2017

CAR ACCIDENTS INVOLVING UBER AND LYFT IN PHOENIX, ARIZONA

Not everyone can afford a car to get themselves around town. Uber and Lyft have recently been an industry favorite for providing ride-sharing services. These services have been gaining a lot of attention because of its easy accessibility with smart phones. You simply download the app and drop a pin on your location so that the nearest driver can pick you up.

Many people use both of these ride-sharing services in Arizona. Many people prefer these services over their car if they are going to be out drinking. It is an easy and cost convenient option. However, accidents can happen to anyone anywhere and anytime. You might get in an accident while driving for Lyft or Uber. Ever wonder what happens after that?

Driving for either one of these companies is a good way to make money on the side. The hours are flexible and most people look for Uber or Lyft drivers outside of normal working hours, making it a great side hustle. However, being involved in an accident can cause you more harm than good. Your income is disrupted, and you suffer pain and injury. If you or any of your relative suffer in a Arizona car accident lawyer while driving vehicles by Uber and Lyft, then you should know what your rights are. An accident attorney can inform you of all of your rights. If you want to have a fighting chance against insurance companies, hiring accident lawyers is vital.

Hiring an accident attorney immediately after the accident is important. The accident attorney can guide you through legal processes which involve scrutiny of facts. The first thing accident lawyers will inquire about is your auto insurance policy. Mostly policy providers deny coverage if you start working for ride sharing services. While some insurance providers provide coverage but deny claims, some auto insurance companies provide special coverage to ride sharing drivers. Auto insurance claims are different in different cases, and accident lawyers approach each case differently. Some of the cases accident lawyers deal with are mentioned below:

  • Commercial insurance: If the accident happens during the ride than in this case the ride share’s company insurance applies. An accident attorney will only negotiate with the ride share company and their insurance provider to get compensation. Accident injury lawyers will make sure you never have to personally talk to a ride share’s company insurance representatives. Do not make a recorded statement to them without hiring accident injury lawyers.
  • Driver’s insurance: If the mobile app of the driver stays off due to any reason during the time of the accident, then only the personal insurance of the driver can be claimed. There is no way the company can be held liable in such cases. An phoenix car accident attorney will negotiate with your insurance company to get you compensated. Accident lawyers treat this scenario just like a normal negotiation because the same tactics apply.
  • Both personal insurance and company’s contingent liability: if the accident happens when the mobile app of the driver is on. Then, in this case, both the personal insurance of the driver and the contingent liability of the company can be held liable. Accident lawyers have their work cut out for them in these cases because they have to negotiate with multiple parties. Accident lawyers will have to negotiate with both insurance companies to negotiate a fair compensation amount and these scenarios are more likely to lead to a case being filed in court. This is because if accident injury lawyers can not get both sides to agree to a compensation amount, they will go to court to figure out who owes what. An accident attorney will try to avoid this happening at all costs because they work on a contingency plan in most cases.

If you are involved in an accident, carefully scrutinize all the facts related to the case so that you can give them to an accident attorney to claim maximum compensation for your loss.

The compensation entitled in accident injury cases that accident injury lawyers will fight for are:

  • Loss of income
  • Loss of future earning capacity
  • Medical expenses (both present and future)
  • Pain and suffering

Accident injury lawyers are well aware of the important facts that can help you win compensation for your injury. With the help of years of experience in this field and managing some of the most complicated cases, you can be sure that your accident attorney will not leave any stone unturned to get you all the compensation you deserve. If you need accident injury lawyers after getting in an accident driving for a ride share company, give us a call. Accident lawyers are your best chance of getting all the compensation you deserve.

Written by Samuel P. Moeller · Categorized: Education

Jun 29 2017

WHAT TO DO AFTER AN UBER ACCIDENT

Accidents have become very frequent in busy places like Phoenix. And the demand for Uber is also increasing, meaning more Uber drivers are getting into accidents. If ever you are stuck in an Uber accident do the following things:

Make sure all people involved in the accident are safe.

If anyone has minor injuries, treat them with a first aid kit. But in case anybody has major injuries due to the accident, then immediately call an ambulance.

Collect contact details of the people involved in the accident. After that consult an auto accident lawyer or accident injury lawyer in Arizona.

These auto accident lawyers or accident injury lawyers in Arizona can guide you in these scenarios. They are the people who can save you even if you are partially responsible for the accident. Auto accident lawyers and accident injury lawyers in Arizona are specialized in dealing with accident cases. There are many more benefits of hiring auto accident lawyers or accident injury lawyers in Arizona. Some other benefits are:

Free consultation – Most auto accident lawyers and accident injury lawyers in Arizona provide free consultation before you hire them.

Contingency plan – Most auto accident lawyers and accident injury lawyers in Arizona work on a contingency process. They don’t get a penny until your case gets settled.

Compensation for all – Auto accident lawyers and accident injury lawyers in Arizona make sure you receive compensation for all your losses due to the accident such as compensation for lost wages and property damage. They also make sure that you receive compensation for your ongoing treatment of injuries.

No delay – Auto accident lawyers in Arizona and accident injury lawyers completely understand your needs and stress due to the accident. They try their best to finalize the case as soon as possible.

Take away stress – Once you hire a lawyer, they handle all legal proceedings on your behalf like filing paper work and representing you in front of the insurance companies. They also do investigations required for your accident case if needed.

Written by Samuel P. Moeller · Categorized: Education

Jun 13 2017

DON’T HANDLE A PERSONAL INJURY CASE ON YOUR OWN

Personal injury cases come into play when someone has suffered a car accident, slip and fall injury, dog bite, etc. If you or your loved ones are victims of any of these cases, you can file a personal injury case.

Handling personal injury cases on your own comes with high risk. The goal of an insurance company is to either provide no compensation or a very low compensation. A lack of knowledge regarding any legal proceeding can extremely hinder your case. So the best way to achieve justice and get a fair insurance settlement is to hire a personal injury attorney in Arizona, namely one from the Law Offices of Samuel P. Moeller.

Here are a few benefits of hiring a personal injury attorney in Arizona:

A personal injury attorney in Arizona has years of experience in dealing with similar cases and in-depth knowledge of state and federal laws. This will help you in settling your case quickly with a high compensation.

A personal injury attorney in Arizona can help you with compensation for stress due to financial crises and legal proceedings. They make sure that you get compensation for all your hardships, including ongoing and future medical bills due to the accident, loss of wages, etc.

Often, personal injury attorneys in Arizona work on contingency basis with personal injury cases, so they don’t get paid unless you win your case.

The main aim of a personal injury attorney is to help you. The Law Offices of Samuel P. Moeller offer a free case review. They will come to you if you’re injured or your vehicle is wrecked and hare their expert opinion. They also help with investigations if needed to help win your case.

Once you hire a personal injury attorney, they deal with insurance companies on your behalf.

So if you ever find yourself in the difficult position of having to deal with a personal injury, call us today and let us take care of the tough stuff.

Written by Samuel P. Moeller · Categorized: Education

Jun 08 2017

SHOULD YOU GET AN ATTORNEY FOR A CAR ACCIDENT THAT WASN’T YOUR FAULT?

Determining whether or not to hire an attorney after you’ve been in a car accident can be tricky. There are steps that you should take to help you make the decision.

You need to evaluate whether the accident caused any injuries or, in some tragic cases, the death of a loved one. You also need to determine whether your earning capacity has been hindered, and if time involved in recovery will affect you or your family. If the answer to any of these factors is yes, you need to hire an accident lawyer in Phoenix, namely one from the Law Offices of Samuel P. Moeller.

Car accidents are traumatic events, and if another individual was the cause of the accident, you deserve compensation for physical, mental and psychological hardships. An accident lawyer in Phoenix can help.

The number of car accidents in Phoenix is rapidly increasing. Given distractions such as loud music, texting or calling while driving may lead to a car accident. Even if you are a safe driver, you might be involved in such accidents because the other person is distracted and at fault.

If you have suffered accidental injury, and if the damage suffered is significant, or the claim process is time consuming, or the liability is unclear, it becomes crucial for you to consult an accident injury lawyer for the claim settling process.

With significant training and experience, the accident injury lawyers in Phoenix at the Law Offices at Samuel P. Moeller are likely your best option. We understand your case and provide personal services to you. We understand the mental and financial stress you might be going through and therefore do our best to resolve your issues.

After an accident, it is a priority for the at-fault driver’s insurance company to negotiate a settlement with you or your loved one. An experienced attorney will help you in calculating what is a fair settlement.

An attorney needs to be well trained and experienced to investigate and evaluate the facts of the case so as to inform you of your best options.

It is imperative to seek help from experts to make sure you get what you deserve.

Written by Samuel P. Moeller · Categorized: Education

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